Under COBRA, eligible individuals include employees who work for an employer with 20 or more employees and who were previously enrolled in the employer’s group health insurance plan. Additionally, the following individuals may also be eligible for COBRA coverage:
1. Spouses and dependent children of employees who were previously covered under the employer’s group health insurance plan and who would otherwise lose coverage due to a qualifying event.
2. Retirees who were previously covered under the employer’s group health insurance plan and who would otherwise lose coverage due to a qualifying event.
3. Dependent children who were previously covered under the employer’s group health insurance plan and who would otherwise lose coverage due to aging out of the plan.
It’s important to note that not all employees or their dependents will be eligible for COBRA coverage. Additionally, employees who were terminated for gross misconduct may not be eligible for COBRA. Eligibility requirements may vary based on the specific circumstances of each case, so it’s best to consult with a benefits administrator or HR representative to determine if you are eligible for COBRA coverage.