To determine if you are eligible for a health insurance subsidy, you can use the Health Insurance Marketplace's eligibility calculator on Healthcare.gov. The calculator will ask you to provide some basic information such as your income, household size, and state of residence.

To be eligible for a health insurance subsidy, you must meet certain income requirements. Generally, individuals and families with incomes between 100% and 400% of the federal poverty level (FPL) may be eligible for premium tax credits. For 2024, the FPL for a single person is $15,060 and for a family of four is $31,200.

In addition to income requirements, you must also be a US Citizen or lawfully present in the US, not be currently incarcerated, and not have access to affordable, minimum essential coverage through an employer or government program such as Medicaid or Medicare.

If you are eligible for a subsidy, you can apply for it when you enroll in a health insurance plan through the Health Insurance Marketplace. The subsidy will be applied to your monthly health insurance premium to lower the cost of your coverage.